JJ Ellingson

Loan officer

NMLS #315676


JJ is a veteran of the lending industry—and the U.S. Army. He developed his attention to detail through his experience in the military and later as a manufacturing quality control professional. From owner-occupied ratios to the fiscal health of a building project, JJ is able to guide his clients through financing and other components critical to obtaining a mortgage in today’s market.

Alex Gripp

Loan officer

NMLS #2096888


Alex has 10 years of experience in accounting and finance and a passion for making the complex simple. His goal is to show his clients that a mortgage is more than a rate and closing costs, but a strategy to build long-term wealth. As a real estate investor himself, he knows how to help clients navigate the complexities of financing options so they can feel confident and empowered in a competitive market.

Apply With The Ellingson Team

Payment Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.

Why the Ellingson Team at Luminate Home Loans?

  1. Condo/Loft Financing Experience — The Ellingson Team has focused on the Minneapolis condo and loft market since 2007. They have financed over $500 million worth of condo purchases and bring unparalleled knowledge to every purchase.
  2. Competitive Strategies — It’s not just about being pre-approved, The Ellingson Team will make sure your financing stands out in a multiple-offer scenario. The team’s goal is to ensure you’re in a position to win in today’s competitive marketplace.
  3. Local — The Ellingson Team and Luminate are located in the North Loop of Minneapolis. They know the Minneapolis market well, and the entire loan is processed and underwritten locally.
  4. Options — Their team understands that one loan program does not fit all. They have a variety of programs including conventional, FHA, VA, USDA and renovation loans. Their options are robust and competitive without all the red tape and long lines that consumers often experience with big banks.

Preferred Title Closing Company

MN License #MN-MLO-315676

Luminate Home Loans NMLS #150953

Branch NMLS # 1177815