4 Simple Graphs Showing Why This Is Not a Housing Bubble

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very different than it was during the housing crash 15 years ago. Here are four key reasons why today is nothing like the last time.

1. Houses Are Not Unaffordable Like They Were During the Housing Boom

The affordability formula has three components: the price of the home, wages earned by the purchaser, and the mortgage rate available at the time. Conventional lending standards say a purchaser should not spend more than 28% of their gross income on their mortgage…

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An eight-unit apartment on the corner of 27th and Garfield—very close to our four-unit and six-unit apartments.

The property may not be much to look at right now—our debt partner even said the property looked like a shoe box—but in just a few months, this property is going to be TOTALLY transformed!

Emily and I take great pride and care in the finish level for our renovated apartments, and the building’s exterior and common spaces are no exception. Offering a well-marketed, managed and maintained building are a few of our value propositions to prospective residents. Stay tuned over the coming months to see this building take on a whole new identity!

This purchase will bring our unit count to 20 units in less than two years since getting started.…

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Going into a new year, I want to make my mental and physical well-being a top priority. The older (and wiser) I get, I notice that when my mind and body are right, everything else falls into place. A sense of community is also a critical component of my overall health.

Having access to a gym is very important to me and can also be a key criterion in the home-searching process. I’ve talked to a handful of buyers who say that close proximity to a local gym is a “must have” when purchasing a home. I can relate. Having my gym within walking distance holds me accountable, because I see it—and I see people getting after it—which motivates me to get off my tail and get to work!

If access/close proximity to a local gym or studio is just as…

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Consumers Agree: It’s a Good Time To Sell

In today’s sellers’ market, many homeowners are weighing their options and trying to decide if they should sell their house. If you’re in that group, you may be balancing things like the ongoing health crisis, rising mortgage rates, and your own changing needs to determine your best time to make a move.

However, recent data shows that time may already be here. According to the latest Home Purchase Sentiment Index (HPSI) by Fannie Mae, 76% of consumers believe now is a good time to sell.

Looking back over the past few years, its clear consumers are incredibly optimistic today. The graph below shows the percent of survey respondents who say it’s a good time to sell a house, and their positive outlook is…

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OK, let’s be honest for a second—If you’re the owner of a fur baby (or multiple fur babies), most of your day-to-day activities revolve around them. If you ask my guys, Tito and Leo, they’d confirm that it’s their world and I just live in it (which I’m not ashamed to agree).

When it comes to purchasing a home, I’m sure you’re not shocked to know that most buyers consider how well the property is suited to their dog’s needs. Will they like it? Is there enough room for them? Does it have a backyard and is it fenced? Is there a dog park nearby? They’re great questions to ask and much appreciated by our little princesses and princes.

And our loyal companions need to socialize just as much as we do! Tito and Leo are very…

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I was having a conversation with another realtor the other day, and they said something that truly haunted me.

It made my skin crawl…

I started to feel a bead of cold sweat running down my temple…

And I had the distinct urge to throw my hands up to the sky and curse the gods!

What was the topic of conversation, you ask?


This 1099 employee of a real estate brokerage was going to have to pay $75,000 in taxes from commission garnered in 2021! That is INSANE!

As a licensed realtor, and a 1099 employee of our brokerages, we’re required to personally save a chunk of each commission check and then when tax season comes around the corner, depending on which tax bracket we fall into, we’ll have to pay a portion of these checks to…

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